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Have government programs protected individuals from the consequences of their decisions?
By bailing out bankers without any personal consequences for their unwise actions.
By having the cushion of some kind of bailout or welfare system, individuals and businesses know there is only so far they will fall before they receive government assistance. Particularly with the welfare system, people seem to get stuck their. having that cushion makes individuals more complacent. A scenario where someone has their back against the wall may lead to personal growth through hardship, they may rise to the occasion and dig themselves out of a hole, or they may not. But, with government programs creating a bit of cushion for the fall, individuals might not feel the impact hard enough to become determined enough to improve their situation.
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